FinChat Review 2026: FinChat is Now Fiscal.ai
FinChat has rebranded to Fiscal.ai, expanding from an AI finance chat interface into a financial data terminal and API platform.
FinChat Review 2026: FinChat is Now Fiscal.ai
If you searched for FinChat and landed here, the most important update is simple: FinChat is now Fiscal.ai. The old FinChat brand has been folded into a broader AI financial data platform with two main products: Fiscal.ai Terminal for research workflows and Fiscal.ai APIs for builders and institutions.
The product is no longer just a chat interface for finance questions. Fiscal.ai now positions itself as a modern financial data platform for public company research, combining global fundamentals, filings, KPIs, dashboards, AI summaries, and source-backed workflows.
This review explains what changed, what Fiscal.ai does, how pricing works, and which alternatives are worth comparing. It is not financial advice.
Quick Answer
| Question | Answer |
|---|---|
| Is FinChat still active? | The brand has rebranded to Fiscal.ai. FinChat.io redirects to Fiscal.ai. |
| What is Fiscal.ai? | An AI-powered financial data terminal and API platform for public equity research. |
| Who is it for? | Serious individual investors, analysts, public-market investors, fintech builders, and data teams. |
| What does it cover? | Global stocks, ETFs, funds, financials, KPIs, filings, events, dashboards, estimates, and APIs. |
| Should I trust AI answers directly? | No. Use AI summaries to speed research, then check source filings and data tables. |
What Changed from FinChat to Fiscal.ai?
Fiscal.ai's own rebrand announcement says FinChat launched in 2023 with a mission to help users query financial data at scale. The company later rebranded to Fiscal.ai after announcing a $10M Series A, describing the new direction as financial data and AI infrastructure rather than only a chat product.
That repositioning makes sense. The current Fiscal.ai homepage emphasizes:
- Global financial data for public equities, ETFs, and funds
- A research Terminal for investors
- APIs for platform builders and institutions
- AI summaries and research automation
- Company KPIs, segments, dashboards, filings, and investor-relations content
- Click-through auditability to source filings
For SEO, this is the key user answer: FinChat did not disappear; it became Fiscal.ai.
Core Features
Global Financial Data
Fiscal.ai covers public equities, ETFs, and funds. Its pricing page references global market coverage of 100,000+ companies and 2,250+ segments and KPIs.
AI Summaries and Copilot Prompts
The platform includes AI-assisted research features that summarize company information and help users move faster through filings, transcripts, and fundamentals.
Dashboards and Watchlists
Users can build dashboards and track companies, portfolios, events, and notifications. This makes it more like a research terminal than a one-off chatbot.
Filings, Transcripts, Events, and Investor Relations
Fiscal.ai aggregates investor-relations content so users do not have to jump between company websites, filings, slides, and call transcripts.
Fiscal.ai APIs
The API product is meant for fintech builders and institutions that need structured financial data, filings, segments, KPIs, prices, and adjusted metrics in their own products.
Source Auditability
The Enterprise plan includes click-through auditability to filings for US stocks. That matters because AI financial answers are only useful if you can trace the source.
Pricing
Fiscal.ai's current pricing page lists:
| Plan | Positioning | Notes |
|---|---|---|
| Free | Entry-level research | Includes limited financials, KPIs, dashboard rows, events, estimates, and a Pro trial. |
| Pro | Individual research workflow | Adds more historical data, dashboards, events, estimates, curated news, equity research, and AI features. |
| Enterprise | Full-time investing | Adds deeper coverage, unlimited dashboards/events, exports, auditability, team billing, and advanced data access. |
| API | Platform builders | Financial data feed and API access for applications and institutions. |
The page showed promotional monthly pricing at the time checked, but pricing changes often. Verify the live Fiscal.ai pricing page before subscribing.
Best Use Cases
Public Company Research
Fiscal.ai is strongest when you need fundamentals, segments, KPIs, transcripts, filings, dashboards, and AI summaries in one workflow.
Faster First-Pass Analysis
The AI layer can help summarize a company, surface relevant metrics, and structure research questions. Use it to accelerate research, not replace judgment.
API-Powered Financial Apps
The API product is useful if you are building a fintech product, investment dashboard, research tool, or AI agent that needs reliable public-market data.
Comparing Companies and Sectors
Fiscal.ai can help compare companies, valuation assumptions, business segments, investor holdings, estimates, dividends, and industry data.
Alternatives to Compare
Koyfin
A strong alternative for market charts, dashboards, screening, macro data, and portfolio views. It is less centered on AI chat but strong for visual workflows.
Tikr
Useful for global equity research, valuation, ownership data, transcripts, and long-term fundamental analysis.
AlphaSense
Better for enterprise research teams that need premium document search, expert transcripts, monitoring, and compliance-friendly workflows.
Quartr
Worth comparing if your workflow is heavily based on earnings calls, transcripts, investor presentations, and company events.
Bloomberg Terminal or FactSet
Far more expensive, but still the institutional benchmark for professional market data, analytics, and workflow coverage.
Bottom Line
FinChat is now Fiscal.ai, and the product should be evaluated as a financial data terminal and API platform rather than a simple AI chatbot. It is most useful for investors and builders who need structured fundamentals, filings, KPIs, dashboards, and AI-assisted summaries in one place.
The main caution is obvious but important: do not outsource financial judgment to AI. Use Fiscal.ai to gather and structure research faster, then verify important claims against filings, transcripts, and primary data.
Sources checked
- Fiscal.ai homepage for current product positioning, terminal/API split, and feature claims.
- Fiscal.ai pricing for current plan structure, coverage, AI prompts, dashboards, and API positioning.
- Fiscal.ai rebrand announcement for the FinChat-to-Fiscal.ai name change and Series A context.
Last updated: May 8, 2026. This article is informational and should not be treated as financial, investment, tax, or legal advice.
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